Document Type

Testimony

Publication Date

6-5-2024

Location or Event Name

U.S. House of Representatives Committee on Financial Services Subcommittee on Digital Assets, Financial Technology, and Inclusion

Abstract

Chairman Hill, Ranking Member Lynch, and Members of the Committee: Thank you for inviting me to testify at today’s hearing. My name is Hilary Allen, and I am a Professor of Law at the American University Washington College of Law. I am also a member of the CFTC’s Technology Advisory Committee, although I have prepared this testimony on my own behalf and not on behalf of either of these organizations. I teach courses in corporate law and financial regulation, and my research focuses on financial stability regulation and financial technologies. I have authored many articles for law reviews and the popular press about fintech and financial stability, and I have also written a book, Driverless Finance: Fintech’s Impact on Financial Stability, that explores the threats that fintech innovations pose to our financial system. Prior to entering academia, I spent seven years working in the financial services groups of prominent law firms in London, Sydney, and New York. In 2010, I worked with the Financial Crisis Inquiry Commission, which was appointed by Congress to study the causes of the financial crisis of 2007-2008.

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